If you or someone you love is nearing retirement age, you are likely contemplating your options for long-term care. While it can be difficult to think about a time when you are no longer able to care for yourself, it’s important to plan ahead so that, when that time arrives, you are fully prepared to make the transition and receive the assistance you need. When it comes to long-term care in Washington state, there are several available options. For many people, the idea of remaining at home for as long as possible is comforting. Let’s take a look what types of in-home care options are available, what they may cost, and how you can start taking steps towards protecting your future today.
In-Home Care Options for Washington Residents
Most seniors wish to remain in their homes for as long as possible. The idea of staying in their familiar surroundings and receiving personalized care seems to be the most attractive option for aging people across the country. An in-home care provider can offer several benefits to an aging loved one, from assisting with chores to providing companionship. Whether you decide to work with an agency or hire an independent in-home care provider, you should make sure that this individual has all the necessary qualifications and references, is able to work with your doctor to coordinate your care, and that you feel supported and comfortable in their presence.
Affording In-Home Care
For most people, financial challenges can make it difficult to plan for in-home care. You’ll need to find out how much each agency charges, and examine your finances to determine whether you can afford such care. Perhaps you may be able to make out-of-pocket payments at first, but your circumstances or needs may change and compel you to find another option. It’s important to determine whether you qualify for Medicare or Medicaid benefits, which could assume some of the costs of your in-home care. Your health insurance may also provide some coverage, so it’s worth contacting a representative to learn more about your options. The sooner you start planning for all aspects of your care, including the financial cost, the more protected you will be when the time comes.
When it comes to planning for your future, you want to trust that you’ll be protected, no matter what happens. In this economically uncertain time, it’s more important than ever to plan for a variety of scenarios so that you are prepared to face the future. To learn more about your long-term care planning options in Eastern Washington, reach out to the dedicated and compassionate attorneys at Legacy Law Group. Call our Spokane Valley office at (509) 315-8087 today to get started.